Order Banking and Checking Reports

Use this form to generate your own credit report request letters and envelopes to order your credit reports from the specialty reporting companies that sell your banking data. These companies maintain information not only about your banking and checking accounts, but also your history of “adverse” transactions like NSF and returned checks.

• CheckRite
• ChexSystems
• Early Warning
• SageStream
• Telecheck

Remember to order your reports by certified mail and keep a copy of your request letter, just in case the credit bureau does not respond. If you need instructions on how to order your credit report, check out our page on How to Order Your Credit Reports.

Make sure to review your reports as soon as they come and look for errors, particularly notations that wrongly indicate that you may have committed fraud. Feel free to call our office to discuss any errors you find at (888) 400-CREDIT | (888) 400-2733 or contact us through this site. In Michigan, you can reach our office at (248) 208-8864.

Common Cases

You may have a case under the Fair Credit Reporting Act if you notice the following things on your background report:

• Fraudulent identity theft accounts on your credit credit report.
• Someone else’s Information on your credit report.
• Paid accounts still showing a balance due.
• Reporting your accounts in good standing as charged off or in collections.
• Discharged debts still reporting as owed.
• Paid tax lies showing as still owed.
• Derogatory accounts more than 7 years old still on your report.
• Previously deleted accounts that have been reinserted on your report.
• Duplicate reporting of the same account.

If you would like help with one of these problems, call (888) 400-CREDIT | (888) 400-2733 or contact us through this site.