You have a right to receive a free annual copy of your credit report. It’s especially important to find out whether there are any costly errors on your report — these errors can cause you to be unfairly denied credit, lose a job, or pay more for products and services. Credit reporting errors can take a long time to remove once you know about them.

Download your FREE Credit Report Request Letter »


Tip: Do not order reports online directly from these bureaus. During the online request process, the credit bureaus may demand that you waive your rights to sue or redirect you to another company’s website instead of giving you the free report that the law requires.

Need help with your credit report?

If you need assistance in requesting your credit report, see possible errors in your report, believe you have been a victim of identity theft, or are being harassed by debt collectors, please use the form below to contact us for a free consultation.

Let’s See If We Can Help You!

This information is used for us to gauge where you are in the process so we can better help you through the process.

    Obtain current copies of your consumer reports.

    Dispute any credit errors or wrong information to the credit bureau(s) that reported it.

    Collect any rejection letters from finance companies, banks, landlords, other entities that have denied you credit.

    Collect any copies of police reports or fraud affidavits.

  • This field is for validation purposes and should be left unchanged.
Don’t worry, after you submit this form you will receive an email with sample letters you can fill out and use to order your credit report directly from the big four crediting reporting agencies.

What Our Clients Are Saying

5 5 1
Lyngklip & Associates Consumer Law Group, PLC has been a long time coming. I have been dealing with identity theft from multiple sources for at least three decades. I couldn't find a lawyer that would even listen to me or even would know how to approach the subject matter of identity theft and how to help someone clear their name. I never gave up and found Lyngklip & Associates Consumer Law Group, PLC from another lawyer who couldn't help me. Ever since we have been fixing my background reports and helping me clear my name. Great client service and very helpful. I would recommend Ian Lyngklip and all of Lyngklip & Associates Consumer Law Group, PLC to anyone that needs help in consumer law, identity theft, and fixing incorrect information on a person's background report. Top notch all the way!

5 5 1
Ian and his team were very personable and I felt like they were on my side the entire time. I was dealing with a consumer issue and they were available to answer any questions that I had whenever I called. The end result was fair and exactly what I expected. I really liked how they took care of their business. If you’re in the right, they’re going to make sure that the truth prevails and they won’t leave you there feeling like a stranger.

5 5 1
Michigan Consumer Law helped me when I was having issues with the purchase of a vehicle. What happened to me was very unsettling. However, when I met with Ian and his team, they explained everything to me in layman’s terms and my anxiety was relieved knowing that I wasn’t going to be completely ripped off. I received a settlement and was happy with the end result. I am now working with Michigan Consumer Law on another case of mine, and would definitely recommend them to anyone.