How Do I Get a Copy of My First Advantage Background Report?

As a consumer, you have the right to access your First Advantage background report under the federal Fair Credit Reporting Act (FCRA). This law ensures that individuals can request and review their consumer reports to check for accuracy and dispute any errors. First Advantage, a “consumer reporting agency” under the FCRA, is legally required to provide you with a free copy of your report once a year.

Steps to Request Your First Advantage Report

1. Submit Your Request by Mail

While online requests may seem faster, ordering your report by mail offers significant advantages. Mailing your request ensures a paper trail, which is invaluable if there are any disputes or delays. Use a delivery verification service like registered mail or a return receipt request to confirm that First Advantage received your request. Retaining proof of delivery protects your rights and helps resolve potential disputes.

2. Include the Required Identification

To process your request, First Advantage may require sufficient identification to confirm your identity. This prevents unauthorized access to sensitive information but can lead to delays if adequate documentation isn’t provided upfront. To avoid setbacks, include the following with your request:

• A government-issued photo ID (e.g., driver’s license, passport, or state ID).
• A recent bank or credit card statement showing your current address.
• Your Social Security card.
• A recent utility bill (e.g., phone, gas, cable, or wireless).

Providing this information ensures your request is processed promptly and minimizes the risk of rejection.

3. Keep Copies of All Documentation

Before sending your request, make copies of your signed letter and all supporting documents. Maintain both physical and electronic records for future reference. If First Advantage fails to provide your report, these records will be critical for enforcing your rights.

What to Do If Your Report Is Not Sent

Under the FCRA, First Advantage is obligated to provide your report. If they refuse or fail to do so, you may have legal recourse. Consumers have successfully sued reporting agencies for noncompliance, recovering damages for violations. If you’ve followed the necessary steps and still haven’t received your report, you may need to take legal action.

Protecting Your Rights

If First Advantage denies your request or if your report contains inaccuracies, you have the right to dispute errors and seek damages for violations of the FCRA. Whether you’re starting the request process or considering legal action, it’s essential to document your efforts and stay informed about your rights.

For more information, templates for request letters, or assistance with disputes, consult trusted consumer law resources. Protecting your background report is a vital step in maintaining control over your personal information.

Contact Us Today for Assistance With Your First Advantage Background Report

If you require assistance with obtaining a copy of your First Advantage background report, please don’t hesitate to contact Lyngklip & Associates today.