• What Needs to be in a Credit Card Dispute Letter?

    Credit card companies are ever more vigilant for identity theft and fraud and often are quick to temporarily suspend a...

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  • How Do I Dispute Inaccuracies On My Credit Report?

    The three national credit bureaus — Experian, TransUnion and Equifax — can exert a significant influence on your life. If...

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  • When Do I Need a Lawyer to Help With Credit Reporting Errors?

    Credit reporting errors are common. It’s estimated that about 20 percent of the credit reports managed by the three major...

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  • Steps to Take if You Are a Victim of Identity Theft

    It may start with a strange phone call, or an unexplained letter from a bill collector. Someone says you owe...

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  • Understanding and Reporting Identity Theft in Michigan

    Identity theft in Michigan has been a hot topic since at least 2004, when the state legislature passed a series...

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  • What to Do If Your Credit Information is Wrong

    Credit reporting errors are not rare computer glitches. They happen more often than you might think, and if you don’t...

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  • Credit Report Security Freezes

    As of September 21, 2018, federal law permits all consumers to place a “credit freeze” on their profiles with the...

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  • What to Do If Your Car Is Being Repossessed

    Having your car repossessed is one of the most unsettling things that can happen to a consumer. It’s one thing...

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  • Five Most Common Illegal Repossession Practices

    Consumers who fail to make timely car payments or maintain insurance on their financed vehicles may face repossession. Under most...

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  • Refreshed Website!

    Heading into the new year, we decided to refresh the look of our website to make it easier for our...

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  • How to Write a Dispute Letter to a Credit Reporting Agency

    Writing a Dispute Letter Based on Fair Credit Reporting Act Regulations The Fair Credit Reporting Act requires that you request...

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  • Getting Divorced? Protect Your Credit By Disregarding These 6 Myths

    In the cases of divorced couples, the existing legal landscape often leaves recently divorced couples with no remedy for false...

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  • How to Handle Multiple Debt Transfers

    Debt Collection Transfers & Sneaky Tactics If you’ve ever had a debt go into collection, there’s a likelihood that you’ve...

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  • Preventing Credit Damage in Divorce Cases

    According to the American Psychological Association, roughly 40 to 50 percent of marriages end up in divorce. Along with the...

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  • What To Do If Your Identity has Been Stolen

    Identity theft is the number one consumer complaint category for the Federal Trade Commission, comprising 13% of the total complaints...

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