What to Do if Your Identity Has Been Stolen
Here at Lyngklip & Associates, we have a proven track record of fighting for consumers’ rights. Whether you’re a victim of identity theft or have recently noticed a credit reporting error, we are here to help. Please don’t hesitate to contact an experienced Michigan identity theft & credit report lawyer from Lyngklip & Associates today so we can get started working on your case. Our consultations are free, so you have nothing to lose and everything to gain by simply reaching out to see how we can help.
Explore our core legal services below to see how we’re helping other people.
Identity thieves can strike anyone, using your good credit and name to open fraudulent accounts. Federal law provides the tools to restore your identity, clear your credit, and lock fraudsters out of your credit profile. We have helped to restore credit and recovered millions of dollars for victims of ID theft. Learn more about our identity theft practice and take back control of your identity.
Someone Else’s Accounts on Your Report
Nearly 10% of all credit disputes arise from having more than one person’s data on a credit report. Having someone else’s accounts on your credit report is a symptom of a mixed credit file. We can help separate your credit from the other person’s and recover compensation for your credit denials and harm to your credit reputation Find out more about our mixed file practice or contact us online today.
Are mistakes on your credit report holding you back? Credit reporting errors are command and can damage both your credit profile and credit score. No matter how these errors arise, we can help you correct them and recover for any damage done. Get help now.
Recently denied employment or a promotion because of an inaccurate background check? Improperly conducted background checks can cause you to lose out on job opportunities or benefits. Find out if our attorneys can help today.
Every year the federal government falsely reports thousands of people as deceased to the credit bureaus. These reports will trigger automatic denials for mortgages and other types of credits. Let us help to restore the health of your credit profile. Make an appointment for a consultation today.
The most common forms of identity theft involve fraudulent use of credit cards. Whether your existing card has been used for fraudulent charges (credit card takeover fraud) or a new account was opened in your name (identity theft), we have the skills and experience to restore your credit. Take back control of your credit now.
Bankruptcy Discharged Debts Still on Your Credit Report
After getting your fresh start, pre-petition debts can still follow you. Many creditors fail to update their reporting after bankruptcy, making it appear that you still owe debts that were discharged. If your credit report does accurately reflect the discharge of your debts in Chapter 7 Bankruptcies, talk to one of our credit report attorneys today.
Reinsertion of Previously Deleted Account Information
One of the most common credit reporting errors is the reinsertion of information that had been previously corrected by a credit bureau. Credit bureaus cannot legally reinsert credit information unless they receive a certification from the financial institution that the information is correct and then notify the consumer. You can find more information about reinserted credit information here. Contact us through this site to stop reinserted credit items from coming back on your report.
Spot delivery scams, also known as “yo-yo financing,” are a deceptive tactic used by some car dealerships to exploit buyers. These scams occur when a dealership allows you to take a vehicle home before finalizing the financing terms, only to later claim that your loan application was not approved. The dealership may then pressure you to accept a higher interest rate, larger down payment, or less favorable terms, leaving you with little choice but to comply. Consumers often feel trapped in these situations, as they may have already begun using the car, invested time and money, or traded in their old vehicle. This tactic unfairly shifts the power dynamic in favor of the dealership, leading to financial harm and stress for the buyer. At Lyngklip & Associates, we have extensive experience helping clients who have fallen victim to spot delivery scams. Our team works to hold dealerships accountable for these unethical practices.
No matter the legal issue you’re facing, you can have confidence in your decision to turn to an experienced Michigan lawyer from Lyngklip & Associates for assistance. We have successfully represented countless clients over the decades, and we stand prepared to do the same for you. Contact us today to schedule a free initial consultation.
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