The recession of 2008 caused many people to fall into deep debt. When massive job losses and real estate foreclosures hit the economy, debt collectors followed suit.

As the effects of the recession still linger, these debt collectors continue to abuse consumers in order to pressure them into paying their debts. Illegal intimidation tactics have scared many consumers into paying debts they do not even owe. This problem is especially bad in the cases of consumers with defaulted payday loans.

How Can Lyngklip & Associates Help Me?

Both state and federal laws prohibit debt collection abuse and provide remedies to victims of collection abuse. Victims may recover compensation for harassment, embarrassment, out of pocket losses and abuse.  These statutes also provide for a variety of statutory awards.  Successful cases will also include recovery of attorney’s fees.

Common Cases We See:

You may have a debt collection abuse case under the Fair Debt Collection Practices Act if you have experienced the following:

How Much Are Your Fees?

We handle debt collection abuse cases on a case-by-case basis. Our clients do not pay out of pocket for fees and pay nothing unless we recover damages on their behalf.

We also pay referral fees to referring attorneys.  Clients should complete our checklist below before reaching out to one of our attorneys.


Let’s See If We Can Help You!

This information is used for us to gauge where you are in the process so we can better help you through the process.

    Gather any available communications. These include payment demands, bills, contracts, voicemails or text messages.

    Gather any phone bills showing calls from the debt collector(s).

  • This field is for validation purposes and should be left unchanged.

What Our Clients Are Saying

5 5 1
Very understanding of your problems. I'm learning things about my rights that I never knew. I really appreciate and thank Lyngklip & Associates for their help and services and welcoming me to the family rate. Lyngklip & Associates is a 10 star well educated business.

5 5 1
Mr. Lyngklip and Ms. Petrick are knowledgeable attorneys and work relentlessly to get results for you. I am very pleased with their hard work and communication during my case. I highly recommend this law group!

5 5 1
Michigan Consumer Law helped me when I was having issues with the purchase of a vehicle. What happened to me was very unsettling. However, when I met with Ian and his team, they explained everything to me in layman’s terms and my anxiety was relieved knowing that I wasn’t going to be completely ripped off. I received a settlement and was happy with the end result. I am now working with Michigan Consumer Law on another case of mine, and would definitely recommend them to anyone.