Payday loan companies are known to employ unethical tactics when it comes to the collection of outstanding debts. These tactics often go far beyond threatening or violent phone calls. Some payday lending collectors will deceitfully say that they are calling on behalf of the court and will threaten consumers with arrest. Others will go as far as threatening arrest, prosecution or jail time unless the debt is not paid. This special breed of debt collectors will make it seem as if they have the power to do this through court staff and orders; however, none of this is ever true. If you have taken out a loan from a payday lending company and have been a victim of these extreme tactics, we may be able to help.
Under the Fair Debt Collection Practices Act, payday lending companies are prohibited from using these deceitful, threatening or violent tactics to collect debts. Additionally, federal and state laws provide damages to victims of unethical and illegal payday lending debt collection practices. Successful cases may even result in recovery of your attorney’s fees.
We may be able to help if you have experienced the following:
We work on a contingency basis, which means that our clients do not pay unless we recover and any fees we recover come from the money we collect from the other side.
This information is used for us to gauge where you are in the process so we can better help you through the process.