Payday loan companies are known to employ unethical tactics when it comes to the collection of outstanding debts. These tactics often go far beyond threatening or violent phone calls. Some payday lending collectors will deceitfully say that they are calling on behalf of the court and will threaten consumers with arrest. Others will go as far as threatening arrest, prosecution or jail time unless the debt is not paid. This special breed of debt collectors will make it seem as if they have the power to do this through court staff and orders; however, none of this is ever true. If you have taken out a loan from a payday lending company and have been a victim of these extreme tactics, we may be able to help.

How Can Lyngklip & Associates Help Me?

Under the Fair Debt Collection Practices Act, payday lending companies are prohibited from using these deceitful, threatening or violent tactics to collect debts. Additionally, federal and state laws provide damages to victims of unethical and illegal payday lending debt collection practices. Successful cases may even result in recovery of your attorney’s fees.

Common Cases We See:

We may be able to help if you have experienced the following:

How Much Are Your Fees?

We work on a contingency basis, which means that our clients do not pay unless we recover and any fees we recover come from the money we collect from the other side.

Let’s See If We Can Help You!

This information is used for us to gauge where you are in the process so we can better help you through the process.

    Get as much information as you can about the company that is calling you to collect the payday loan debt, like their name, phone number, address and web site.

    Keep a phone log of any calls you receive or make note of any threats or calls where you were abused.

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What Our Clients Are Saying

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Very understanding of your problems. I'm learning things about my rights that I never knew. I really appreciate and thank Lyngklip & Associates for their help and services and welcoming me to the family rate. Lyngklip & Associates is a 10 star well educated business.

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Mr. Lyngklip and Ms. Petrick are knowledgeable attorneys and work relentlessly to get results for you. I am very pleased with their hard work and communication during my case. I highly recommend this law group!

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Michigan Consumer Law helped me when I was having issues with the purchase of a vehicle. What happened to me was very unsettling. However, when I met with Ian and his team, they explained everything to me in layman’s terms and my anxiety was relieved knowing that I wasn’t going to be completely ripped off. I received a settlement and was happy with the end result. I am now working with Michigan Consumer Law on another case of mine, and would definitely recommend them to anyone.