Credit Reporting Firm
Fillable Credit Report Request Letters
Fillable Request Forms
Use our free fillable request forms to order your credit reports. These automated forms will assemble the letters you need, including reference to frequently used enclosures so that you can order your reports directly from the credit bureaus.
Opt Out Requests
You can use this letter to request that the credit reporting agencies stop selling your data for prescreened offers of credit. The letter will opt of those prescreened offers for a number of the credit reporting agencies that sell your credit data without your permission. Federal law requires the credit bureaus to honor these requests. The letter includes a distribution list and formatted envelopes.
Security Freeze with Opt Out
You can use this form to place a security freeze on your credit reports and opt out of prescreened offers of credit (aka junk mail). This letter includes formatted envelopes.
Big Four Reports
You can use this automated form to prepare requests for your credit report from the major credit bureaus
- Equifax,
- Experian,
- Innovis, and
- Trans Union.
These credit bureaus are the most commonly used and provide reports to most creditors, including banks, mortgage brokers, and finance companies. Our fillable requests allow you to prepare requests for only reports that you want to prepare. We do not capture or save any of your personal information. And if you need help ordering or reading your reports, you can contact us through this site, or call our Michigan office at (248) 208-8864.
Background Check Reports
If you are preparing to apply for a job or a security clearance, you should review your background check BEFORE applying. This will allow you to begin the process of removing any errors that could be seen by a potential employer, before you are rejected. There are a number of companies (even more than we have listed) who provide these reports, but our letter will allow you to request the most commonly used reports:
- Accurint
- ADP
- BackgroundChecks.com
- Checkr
- ChoicePoint
- CoreLogic
- Credential Check
- Crimcheck.com
- First Advantage
- Hireright
- Intellicorp
- Justifacts
- LexisNexis
- Screening Report
- Sterling Information Systems
Banking and Checking Reports
You can use this automated form to prepare requests to order your banking and checking credit reports. These reports are used by most banks to review consumers’ eligibility for banking and checking accounts.
- Certegy
- ChexSystems,
- ChechRite, and
- Early Warning
- SageStream
- TeleCheck.
Our fillable requests allow you to prepare requests for only reports that you want to prepare. We do not capture or save any of your personal information. And if you need help ordering or reading your reports, you can contact us through this site, or call our Michigan office at (248) 208-8864.
Payday and Internet Lending Reports
You can use this automated form to prepare requests to order reports about your Payday and internet Lending accounts. These reports are used by small dollar lenders to determine consumers’ eligibility for payday loans and may also include data about other small dollar obligations.
- Clarity
- Data X
- FactorTrust, and
- MicroBilt.
Our fillable requests allow you to prepare requests for only reports that you want to prepare. We do not capture or save any of your personal information. And if you need help ordering or reading your reports, you can contact us through this site, or call our Michigan office at (248) 208-8864.
Other Credit Reports
For a more complete listing of the companies that maintain data about you, you can review our list of credit bureaus, complete with addresses.
Work with a Michigan Credit Report Attorney
If you have been the subject of a false credit report, you may have be able to seek correction of your report and compensation for any harm you have suffered. Our firm can help. For more than 25 years, the law firm of Lyngklip & Associates has represented victims of false background checks and credit reports and been a resource for Michigan consumers who need the help of an experience lawyer.
To learn more or to schedule a free initial consultation with a Michigan background check lawyer, contact our law firm today or call (888) 400-CREDIT | (888) 400-2733 or contact us through this site. In Michigan, you can reach our office at (248) 208-8864.