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Government & Public Interest Documents
Government Resources
A number of state and federal agencies have provided support for individuals to assist with understanding the credit reporting system and remedying problems with credit reports. These resources include reports, data and self-help documents. Below are resources that we believe can help consumers better understand their own credit and how to obtain help.
Self-Help Documents
Statutes
Federal
Michigan
Studies and Reports
FTC
- Using FACTA Remedies: An FTC Staff Report on a Survey of Identity Theft Victims
- Report to Congress on Results of Studies Required by FACTA on Accuracy and Completeness of Credit Reports
- 2004 — First Interim Federal Trade Commission Report to Congress Concerning the Accuracy of Information in Credit Reports
- 2006 — Second Interim Federal Trade Commission Report to Congress Concerning the Accuracy of Information in Credit Report 2008 — Third Interim Federal Trade Commission Report to Congress Concerning the Accuracy of Information in Credit Reports
- 2010 — Fourth Interim Federal Trade Commission Report to Congress Concerning the Accuracy of Information in Credit Reports
- 2012 — Fifth Interim Federal Trade Commission Report to Congress Concerning the Accuracy of Information in Credit Reports
Congressional Testimony
FCRA
- FCRA 2012 Testimony of Chi Chi Wu before the Senate Banking Committee on behalf of NCLC 2007 Testimony of Leonard Bennett Before the House Committee on Financial Services on behalf of NACA
- 2007 Testimony of Leonard Bennett Before the House Committee on Financial Services on behalf of NACA