Self-Serve Requests and Letters

Do you have everything you need for your case? It is important that you have all the papers filled out that you will need for your case. If you forget even one, it could mean your case is delayed or even dropped.

FTC Annual Credit Report Request Form

You are entitled to receive a free copy of your credit report every year.

While you can order reports from a single address using this FTC model form, many requests are rejected due to address discrepancies. You will likely have more success obtaining your reports using the credit report request letters below.

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Order Your Credit Reports

You have the right to order your report directly from credit reporting agencies.

Use these letters to order your credit report directly from the Big Four credit reporting agencies. Be sure to include copies of the identification documents identified in the letters.

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Order Background Check Reports

Find out what is in your background check before you apply for a job.

This document contains numerous report requests for you to look at and use.

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Request Your Michigan Employment File

The Bullard Plawecki Employee Right to Know Act entitles you to a copy of your employment record.

Use this document to request a copy of your employment file from your employer or prospective employer.

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Blank Telephone Log

Use this form to document the times of all calls you have received from those who are harassing you.

This PDF provides the instructions and room to record unwanted calls.

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Ask for a Reason Why You Were Denied Credit

Use this form to request a statement of reasons why you were denied credit from a lender, bank, or finance company.

This PDF will invoke your right under the Equal Credit Opportunity Act to obtain a statement of reasons why you were denied credit after a credit application. Using this form will help you understand how your credit report has impacted your ability to get credit.

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Credit Report Security Freeze Letters

You have the right to limit access to your credit file to block identity theft.

Use these letters to request that the credit bureaus freeze your credit file and keep companies from accessing it without your permission.

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Security Freeze Letters for Minor Child

You have the right to limit access to your minor child’s credit profile.
Use these letters to request that the credit bureaus freeze your child’s file and keep companies from accessing it without your permission.

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Credit Error Worksheet

Use this form to track errors in your credit reports.

This PDF provides a quick tracking worksheet to use when identifying errors in multiple credit reports. You should prepare a separate form for each credit report that you have.

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