While the idea of a Frankenstein-like monster may seem like a topic for a horror novel, you may be surprised to find that mashing up different parts of a person is something that happens – just not in the way you may assume. While thieves aren’t creating humanoid monsters, they do take different parts of a person’s identity and combine it with fake information to create an entirely new person. Known as synthetic identity theft, this crime is even more complicated and difficult to detect than traditional forms of identity theft. As such, the following blog explores what you should know about these matters, including the importance of working with a Michigan identity theft lawyer.
What Is Synthetic Identity Theft?
When someone steals your identity, they typically usurp your details, including your name, date of birth, social security information, and address. However, a new form of identity theft has emerged that can make it even more challenging to discover that your information has been compromised.
Synthetic identity theft occurs when thieves take the real information of individuals and add fake details to create an entirely new identity. For example, a thief may take your social security number and assign it to a made-up person with a fake name, date of birth, and address. They will then use this information to commit fraud, such as applying for loans, taking out credit cards, and even obtaining government benefits. Often, this type of fraud impacts those most at risk, including senior citizens children, and incarcerated individuals.
What Justice Can I Seek if I’m a Victim?
Unfortunately, finding the perpetrators of identity theft can be incredibly difficult due to the ability of perpetrators to cover their tracks. However, this does not mean you cannot seek compensation and justice for the damages you’ve suffered. For example, if your information is compromised because a company storing your data failed to update security measures, they can face liability. If you can locate the thief, like a friend or family member, they can be held accountable in a court of law, facing both civil and criminal lawsuits.
What Can I Do to Prevent This?
If you are worried about becoming a victim of synthetic identity theft, it’s imperative to take the necessary steps to protect yourself and mitigate the potential of this occurring. Generally, the most important thing you can do is protect your social security number. Unfortunately, if this falls into the wrong hands, the impact can be devastating. As such, you should never provide this number to anyone over the phone unless you have initiated the call. Additionally, you should never carry your social security card with you. Instead, store it in a safe location like an at-home lockbox.
You should also limit how much personal information you share online. Though including your birthday or old addresses may seem harmless, it can be used to create a fake identity.
Finally, you should stay up to date with phishing attempts. Understanding the most common scams and schemes can help you stay alert to fraudulent texts or emails.
As you can see, synthetic identity theft can destroy your credit and make it incredibly difficult to reclaim your identity. If you believe you are a victim of fraud, it’s in your best interest to work with an experienced consumer defense attorney with Lyngklip & Associates. Our team understands how difficult these matters can be, which is why we will do everything possible to assist you during these challenging times. When you need help, our firm is here. Contact us today to learn how we can help you.
